Need an appraisal in Breezy Point or Crow Wing County?

The top reasons MN homeowners call on Perrine Appraisals:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a MN property tax assessment
To reduce your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a MN divorce, when property needs to be divided
Determine the true market value of real estate in question to settle an estate

Own a house in or near Breezy Point, MN and need help deciding the price of it?
Contact Perrine Appraisals.

At Perrine Appraisals, we understand the special needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Perrine Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Perrine Appraisals, we're experts in helping people just like you get rid of undesirable PMI insurance.

Challenge a property tax assessment

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Perrine Appraisals is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is in a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Perrine Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Perrine Appraisals can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.